You can withdraw from your EPF account even without a UAN. Learn the process

New Delhi, Business Desk. If you are employed, this news is important for you. From your EPF (Employee Provident Fund) account, you can withdraw money after maturity or in case of necessity (as per rules) even before. For this, you need to have a Universal Account Number (UAN). However, there are still many people who do not have a UAN. Now the question arises, how can people without UAN withdraw money from their EPF account? However, there is also a way for them. Today we will explain in detail how you can withdraw money from EPF without UAN.
You can withdraw money from your EPF account partially or fully. You can withdraw the entire amount from EPF only when you retire or remain unemployed for more than 2 months. To withdraw money from EPF during unemployment, you need to get it certified by a gazetted officer that you have been unemployed for more than 2 months. In certain special circumstances, you can make partial withdrawals from your EPF account.
1) If someone needs to get married, whether it's their own, their sibling's, or their child's marriage, they can withdraw up to 50% of their share from the PF account. However, they must be continuously employed for at least 7 years for this purpose.
2)If someone completes 7 years of continuous employment, they can also withdraw their share from the EPF account three times for their children's education by paying 50-50% interest.
3) If you have completed five years of continuous employment, you can also withdraw money from EPF for purchasing a house.
To withdraw money from EPF without UAN, you need to fill out an offline form: People who do not have a Universal Account Number (UAN) cannot withdraw online. In such cases, the only option for them is to fill out an offline form and submit it to the EPFO office, then wait for the settlement of the claim.
To withdraw money from EPF without UAN, you need to download the form. For this, you can visit https://www.epfindia.gov.in/site_en/WhichClaimForm.php. It is important to understand that you can submit the new composite claim form (Aadhaar) to the relevant EPFO office without being attested by an employer. It's worth mentioning that if you make a partial withdrawal, you don't need to provide any kind of certificate or documents. You can verify it yourself.
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